Loan Officer Job at Inspire Home Loans, United States

  • Inspire Home Loans
  • United States

Job Description

What You’ll Do:
The Loan Officer is responsible for continually identifying, developing, and maintaining customer financing objectives, advising customers of product/pricing policies and guidelines while gathering any additional required information. The Loan Officer ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements. High production builder experience and bilingual Spanish preference.

This is a REMOTE position for Florida, Georgia, or South Carolina. This position requires a Florida Real Estate License.

Your Key Responsibilities Include:
• In conformity with Inspire Home Loans' policies, procedures, and applicable law, the Loan Officer will collect and analyze each customer's financial information and assess if the individual can qualify for a specific loan product.
• Advise the potential borrower regarding the risks and benefits of the loan alternatives, including the options and variables involved.
• Discuss the loan products available to best meet the needs of the individual depending on their circumstances.
• Ascertain all pertinent documentation to ensure the loan is approved.
• Communicate effectively with all parties to include the customer, the sales associate, processing, underwriting, closing, the title company, and the builder.
• Lock the rate.
• Manage personal production and ensure closings are handled appropriately and timely.
• Meet and/or exceed company standards.
• Demonstrate the highest level of professionalism and customer service towards all customers.
• Perform other duties as needed or assigned.

What You Have:
• Thorough knowledge of all loan types includes Conventional, FHA, and VA.
• First-time home-buyer experience, a plus.
• Proficient with loan origination systems, Encompass a plus.
• Proficient with AUS (LP, DU).
• Proven track record of building and maintaining strong, professional business relationships.
• Ability to handle a heavy workload with minimal supervision.
• Must be available to travel (inter-state) when needed.
• Independent, reliable, detailed, focused, and organized.
• Proven ability to develop and maintain strong business relationships.
• Exceptional customer service skills.

Your Education and Experience:
• A Bachelor's degree is preferred, or an equivalent combination of education and experience is required.
• 3+ years of experience originating loans, builder preferred.
• Must be NMLS licensed in the State of residence.

About Inspire Home Loans

As an affiliate of Century Communities, we strive to make homeownership a reality. We’re proud to be part of the company’s mission to create thriving, enduring neighborhoods with lasting livability, focusing on building sustainable, affordably priced homes for our customers while reducing our carbon footprint. For team members, our goal is to provide the resources, opportunities, and benefits needed to build successful, rewarding careers.

Job Tags

Remote work

Similar Jobs

Statewide Window and Doors

Brand Ambassador Manager Job at Statewide Window and Doors

 ...Knowledgeable Window and Roofing installation Experts selling and installing Top Quality Windows, Doors and Roofing. Position: BRAND AMBASSADOR MANAGER POSITION Qualifications: Retail Marketing Show/Event Management Experience You must be comfortable... 

Mercy

Nurse Navigator - Full Time - Days Job at Mercy

 ...Find your calling at Mercy! The Nurse Navigator is a leader providing support, mentorship, and guidance to those who provide direct patient care. The Nurse Navigator coordinates the delivery of patient care by assessing care requirements of the individual patient and... 

SkillBridge Academy

Brand Promoter Job at SkillBridge Academy

 ...Brand Promoter Skillbridge Academy is seeking a personable and enthusiastic Brand Promoter to join our team in San Antonio, TX. In this role, you will represent the company at promotional activities, community events, campaigns, and customer-facing initiatives.... 

Equiliem

Cyber security lead Job at Equiliem

 ...Title: Cyber Security Location: Long Island (Remote) Job Description: We are seeking a seasoned Cyber Security professional to lead the development and implementation of the organization's enterprise information security strategy and Compliance... 

Ontario Trillium Foundation

Loan Officer Job at Ontario Trillium Foundation

 ...Purpose:To find opportunities to lend to our members and to properly insure those loans with needed ancillary products.Essential Duties and Responsibilities:Timely review loan applications submitted through all channels.Interview members to determine best loan type...